Author: World Bank
Place: USA
Publisher: World Bank
Year: 1975
Volume: Policy ob 8
Pages: 74
Source: Donated by Charles Correa
Subject: Housing
Sub-Subject: Affordable Housing
Keyword: Housing Policy, Affordable Housing
Classification: 363.5
Shelf: C3R1
Accession No: B389
Contents: Housing contents; Summary; 1. Bank group interest in Housing and Urban Development; 2. The urban housing situation in developing countries; 3. The economics of housing; 4. Housing policy options for developing countries; 5. The lessons of international assistance 6. Directions for bank lending for urban housing; Annexes; 1. International assistance for housing; 2. Population growth and housing indicators for selected cities; 3. Cost of residential construction for selected cities; 4. Cost of basic construction, land servicing and raw land as percentage of total housing cost for low- and moderate-income housing in selected cities; 5. Estimates of monthly household income required to purchase the existing cheapeast complete housing unit and percentage of households unable to afford it in selected cities; 6. Reduction of housing cost and percentage of households that can be served in selected cities; 7. Estimates of cost of housing units of various standards and locations and percentage of households unable to afford them in selected cities; 8. Percentage of households unable to afford cheapest dwelling at various assumed space standards in selected cities; 10. Effect of cost changes on percentage of households unable to afford cheapest dwelling at assumed space standards in selected cities; 11. Projects assisted by World Bank/IDA; 12. Percentage distribution of development costs for sities and services plots in eight projects assisted by World Bank group; 13. Urban areas by population size for groups of developing countries, 1970.
Abstract: Housing plays a crucial role in economic development and social welfare by influencing access to employment, social services, and urban amenities. For low-income families, proximity to jobs and facilities like education is vital, as high transport costs or long commutes can offset the benefits of affordable housing. This paper examines housing from the perspective of effective demand, analyzing how the costs of different dwelling types—varying in size, quality, and location—align with the payment capacity of low-income groups. Ensuring affordable, accessible housing is key to improving urban efficiency and equity.